Get Fast Cash with a $400 Loan

Apply now and get approved within minutes for your $400 loan.

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Personal Information

How much would you like to borrow?

Requested amount

What’s your email address?

What’s Your Date of Birth?

Date Of Birth

We ask for your birthday so lenders can verify your identity. You
must be over 18 years of age.

Are you active military?

What’s your name?

First Name

Last Name

Entering your full legal name may increase your chances of
approval.

What Is Your Street Address?

ZIP Code

Street Address

Additional Information

Do You Own or Rent Your Home?

What’s your income Type

What’s your phone number?

Cell Phone

Why do we require this? Some lenders will quickly confirm your
request by phone.

Best Time To Call

Clicking “CONTINUE” is my e-signature authorizing you to share my
information with lenders or lending partners, lender-networks and other
marketing partners to send me SMS, autodialed or prerecorded messages. I
understand consent is not required to obtain a loan.

Employer Name

We will not contact your employer.

Employer

Work Phone

What Is Your Driver’s License/ State ID# ?

Driver’s License #

Driver’s License State

Your driver’s license number is used to verify your identity and
prevent fraud.

How Often do You Get Paid?

When Is Your Next Paydate?

Your Transfer Details

What’s your Monthly Income

Monthly Income

Type your Monthly income before taxes and include all sources of
income.

Social Security Number

Many lenders need your Social Security Number to approve your loan.
This site is secured by SSL certificate. An industry standard for site and
information security.

Type of Bank Account

Do You Have Bank Direct Deposit?

Deposit Details

ABA/Routing

This information is needed so a lender can direct deposit your loan when
approved

Account Number

Need help? Use our ABA lookup.

Your data is secured using industry standard for the site information
security. Your
ABA/Routing number can be found on most bank statements as well as on the bottom of
your
checks.

By clicking “Submit”, I agree to the Credit Authorization Agreement,
E-Consent, Privacy Policy and Terms of Use.

Basic Qualifications for a $400 Loan

Minimum 18 years old
Steady income source
Active U.S. bank account
Valid government ID

How to Apply for a $400 Loan

Fill out a simple online form
Get matched with lenders offering $400 loans
Compare loan offers and choose the best one
Receive funds quickly, sometimes on the same day

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Who Can Qualify for a $400 Loan

Must be at least 18 years old
Must have a regular income source
Need an active U.S. bank account
Valid government-issued ID required

Bad Credit? No Problem!

Many lenders focus on income rather than credit score
No credit check loan options available with higher interest rates

Types of $400 Loans

Payday loans – Immediate short-term financing
Installment loans – Spread repayment over time
Emergency loans – Quick cash for urgent needs
Cash advance loans – Borrow against your income

Where to Get a $400 Loan Online

Apply directly on our platform for a $400 loan
Fast, convenient, and fully online application process
High approval rates and no credit check options available
Get connected with multiple lenders instantly for better chances of approval

Common Uses for a $400 Loan

Medical bills
Car repairs
Rent or utility bills
Debt consolidation
Unexpected travel expenses

Frequently Asked Questions

What are the basic requirements for a $400 loan?

To qualify for a $400 loan, you typically need to be at least 18 years old, have a steady income, an active U.S. bank account, and a valid ID.

How fast can I get the funds with a $400 loan?

Depending on the lender, you may receive the funds as soon as the same day you apply.

Can I get a $400 loan with bad credit?

Yes, many lenders offer $400 loans focusing on income rather than credit scores. There are also no credit check options available, although they may come with higher interest rates.

What can I use a $400 loan for?

You can use a $400 loan for various purposes like medical bills, car repairs, rent or utility payments, debt consolidation, or unexpected travel expenses.